The Saudi Central Bank (SAMA) announced that electronic payments accounted for 85% of total retail payments in 2025, up from 79% in 2024.

This milestone reflects the growth achieved in 2025 in the national payment systems, with the number of electronic transactions reaching 14.6 billion, compared to 12.6 billion in 2024.

This achievement underscores Saudi Arabia's advanced global standing, driven by increased transaction volumes through “mada" payments system, particularly across POS and e-commerce payments, alongside sustained growth across other national payment systems. This, in turn, reflects the continued expansion of electronic payments adoption and their growing role in everyday transactions.

In recent years, Saudi Arabia has witnessed remarkable progress and rapid growth in the adoption of electronic payment methods. This advancement is driven by strategic initiatives launched by SAMA in collaboration with the financial sector to foster the growth of the payments industry and expand the adoption of diverse payment options across the Kingdom. These innovative and advanced digital payment solutions align with the objectives of Saudi Vision 2030 to reduce reliance on cash and boost payment digitalization.

SAMA will continue expanding payment options and promoting digital payments by advancing the national payment systems' infrastructure and enhancing related solutions, with the aim of supporting economic activities.​​

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