Join the Regulatory Sandbox

 Content Editor ‭[2]‬

To understand and assess the impact of new products, services, and technologies on the KSA's financial services (FS) market, and to support the development of the FinTech sector in the Kingdom, the Saudi Central Bank (SAMA) has designed a Regulatory Sandbox that welcomes both local and international firms to test new FinTech solutions in a live environment with a view to deploying successful solutions in the KSA market in the future.

 Content Editor ‭[3]‬


The Regulatory Sandbox is a live testing environment that enables financial institutions and Fintech companies to test new business models and concepts in the market with real consumers within a defined period and controls. The Regulatory Sandbox is open throughout the year for Licensed Financial institutions and Start-ups to submit applications. We will assess your sandbox application against our eligibility criteria as set out in our Regulatory Sandbox Framework Document

 Content Editor ‭[4]‬

Strategic Objectives

SAMA's Sandbox directly connects with Saudi Vision 2030, which endeavors to reinforce economic growth and investment activities. The Vision has been further developed into 12 Executive Programs, which include the 'Financial Sector Development Program' (FSDP). The FSDP program seeks to develop the financial industry as a diversified and effective financial services sector to support the development of the national economy by stimulating savings, finance and investment, as one of the Financial Sector Development Program pillars is the FinTech strategy which contributes to facilitating business practices, increasing the percentage of private sector and small and medium enterprises contribution to the economy, attracting foreign direct investment, and developing the digital economy. To achieve this, SAMA's Regulatory Sandbox aims to attract local and International FinTech businesses that are looking to leverage existing or new technology in an innovative way to deliver new financial products or services to the KSA market. The target audience includes, but is not limited to, local and international Start-ups, FinTechs, established financial services firms and professional services companies partnering with or providing support to such businesses.​

 ‭(Hidden)‬ Content Editor ‭[1]‬


البيئة التجريبية التشريعية هي بيئة حية تُمكن المؤسسات المالية وشركات التقنية المالية الناشئة من اختبار منتج أو خدمة مالية مُبتكرة في السوق مع عملاء حقيقيين خلال فترة محددة مع عدد من الضوابط والقيود. تقديم طلبات الانضمام إلى البيئة التجريبية التشريعية مُتاح على مدار العام للمؤسسات المالية المرخصة والشركات الناشئة. سنقوم بتقييم طلبكم بناءً على معايير الأهلية حسب ما هو منصوص عليه في الإطار التنظيمي للبيئة التجريبية التشريعية.

البيئة التجريبية التشريعية - نموذج الطلب متابعة الطلب