​​​​​​​SADAD

​​ The SADAD system is one of the national payment systems owned by the Saudi Central Bank (SAMA), which was launched in 2004. The system enables the display and payment of invoices electronically, such as government service invoices or other services, with high flexibility through all banking channels and licensed digital wallets.​

​​ SADAD connects billers (invoice-issuing entities) with banking and non-banking entities. They benefit from SADAD services through the facilitated process of reviewing and paying invoices electronically by their consumers as individuals, establishments, or government agencies. ​​

sadad

The system enables fast and accurate payments through various channels, such as ATMs, internet banking, telephone banking, and banking applications. It enables beneficiaries to easily pay their invoices with the highest security standards.

<div class="row g-3"><div class="col-12 aos-init aos-animate" data-aos="fade-up"><div class="list-icon-card light-card"><div class="card-icon"> <br/> </div><div class="card-content"><h6 class="card-title">Submitting and paying invoices electronically through the available banking channels.</h6></div></div></div><div class="col-12 aos-init aos-animate" data-aos="fade-up" data-aos-delay="100"><div class="list-icon-card light-card"><div class="card-icon"></div><div class="card-content"><h6 class="card-title">Processing refunds for invoices paid through SADAD​. </h6></div></div></div><div class="col-12 aos-init aos-animate" data-aos="fade-up" data-aos-delay="200"><div class="list-icon-card light-card"><div class="card-icon"></div><div class="card-content"><h6 class="card-title"> Receiving automatic payment notification via SADAD.</h6></div></div></div><div class="col-12 aos-init aos-animate" data-aos="fade-up" data-aos-delay="100"><div class="list-icon-card light-card"><div class="card-icon"></div><div class="card-content"><h6 class="card-title">Issuing periodic reports for billers and banks on reconciled and settled payment transactions. </h6></div></div></div><div class="col-12 aos-init aos-animate" data-aos="fade-up" data-aos-delay="100"><div class="list-icon-card light-card"><div class="card-icon"></div><div class="card-content"><h6 class="card-title"> Providing an electronic portal for banks and billers that enables them to know and follow up on all the details of the transactions related to SADAD, and allows them to send complaints or inquiries. </h6></div></div></div><div class="col-12 aos-init aos-animate" data-aos="fade-up" data-aos-delay="100"><div class="list-icon-card light-card"><div class="card-icon"> ​<span id="ms-rterangecursor-start" rtenodeid="1"></span><span id="ms-rterangecursor-end"></span><br/></div><div class="card-content"><h6 class="card-title"> Updating the status of invoices paid through SADAD. </h6></div></div></div></div>
<div class="payment-system-card"><div class="payment-system-card__header"><h3 class="title">For ​Individuals<br/></h3></div><div class="payment-system-card__body"><div class="row g-3"><div class="col-12 aos-init aos-animate" data-aos="fade-up"><div class="list-icon-card light-card"><div class="card-icon">&#160;</div><div class="card-content"><h6 class="card-title"> Fast electronic bill payment through banking channels and licensed digital wallets without the need to visit branches. </h6></div></div></div><div class="col-12 aos-init aos-animate" data-aos="fade-up" data-aos-delay="100"><div class="list-icon-card light-card"><div class="card-icon">&#160;<br/></div><div class="card-content"><h6 class="card-title"> Ease of viewing and paying bills through the use of various channels, such as ATMs, points of sale, and banking applications. </h6></div></div></div><div class="col-12 aos-init aos-animate" data-aos="fade-up" data-aos-delay="200"><div class="list-icon-card light-card"><div class="card-icon">&#160;</div><div class="card-content"><h6 class="card-title"> Better organization of payments by viewing and keeping an invoice record in one place. </h6></div></div></div></div><h3 class="title mt-4 mb-2">For billers (invoice-issuing entities) and SADAD intermediaries</h3><div class="row g-3"><div class="col-12 aos-init aos-animate" data-aos="fade-up"><div class="list-icon-card light-card"><div class="card-icon">&#160;</div><div class="card-content"><h6 class="card-title"> Increasing the quality of customer experience by providing them with accurate and real-time invoicing information.</h6></div></div></div><div class="col-12 aos-init aos-animate" data-aos="fade-up"><div class="list-icon-card light-card"><div class="card-icon">&#160;</div><div class="card-content"><h6 class="card-title">Enhancing the transparency and trust with customers through clear and complete data.</h6></div></div></div><div class="col-12 aos-init aos-animate" data-aos="fade-up"><div class="list-icon-card light-card"><div class="card-icon">&#160;</div><div class="card-content"><h6 class="card-title"> Providing electronic invoice review and payment services to sub-billers affiliated with SADAD intermediaries. </h6></div></div></div><div class="col-12 aos-init aos-animate" data-aos="fade-up" data-aos-delay="100"><div class="list-icon-card light-card"><div class="card-icon">&#160;</div><div class="card-content"><h6 class="card-title"> Achievin​g greater efficiency by reducing operational costs and accelerating collection for billers. </h6></div></div></div></div></div></div>​<br/>
Public Opinion Poll
Accessibility Options
icon Text size
100%
icon High contrast
icon Grayscale Mode
icon Screen reader