OverviewAs part of the Saudi Central Bank (SAMA)’s commitment to maintaining monetary stability, supporting the stability of the financial sector, and supporting economic growth, SAMA continues to explore emerging technologies and their potential applications across the financial sector while keeping pace with global developments through experimentation, pilot initiatives, and collaboration with relevant stakeholders.
This page showcases a selection of SAMA's proof-of-concept projects and innovative prototypes, developed independently or in collaboration with local and international partners. These initiatives include experiments with promising technologies across domains such as cross-border payments and supervisory technology (SupTech), aligned with SAMA's efforts to understand emerging technologies and assess their use cases, associated risks, and potential implications for the financial sector.
Through these efforts, SAMA aims to strengthen institutional knowledge and capabilities, evaluate opportunities and risks associated with advanced technologies, and generate insights that support informed decision-making, enhance the financial sector's readiness, and help anticipate the implications of future technological transformations.
Important Notice:
This page features research and experimental projects and initiatives in which the Saudi Central Bank (SAMA) has participated to study emerging technologies and assess the opportunities and risks associated with them. These projects and initiatives are conducted in controlled testing and experimentation environments within SAMA. Their inclusion or results do not constitute the adoption or endorsement of any technology, product, or currency, including any central bank digital currency (CBDC), nor do they constitute a commitment to issue, use, or deploy any such technology, product, or currency. These projects and initiatives do not necessarily represent SAMA's future direction. Their findings contribute to SAMA's understanding of emerging technologies and the opportunities and risks associated with them, supporting its objectives of maintaining monetary and financial sector stability, while also supporting the fulfillment of its roles and responsibilities related to the establishment, development, and operation of financial technology platforms, and the issuance of the rules, instructions, and licenses governing such platforms.